Find the best Florida bank rates, including CD rates, savings rates, mortgage rates and auto loan rates.

About Florida Banking Rates

Welcome to Florida Banking Rates, a comprehensive resource for finding interest rates on deposit accounts like savings accounts and CDs, as well as auto and mortgage loans, from local Florida banks and credit unions. There are many benefits to banking with a community financial institution, one of the biggest being the competitive interest rates offered — let Florida Banking Rates find the top rates for you so you can start saving more today.

Benefits of Rate Shopping with Florida Banking Rates

Unlike most rates aggregate websites that pull interest rates from national financial institutions, Florida Banking Rates specializes in collecting rates from local Florida banks, credit unions and lenders. Researching individual interest rates for savings accounts, CDs, checking accounts, auto loans and mortgages — one bank at a time — is a very time-consuming and often frustrating process.

Rather than put yourself though the hassle of comparing rates, we do the work for you and make all rates from community financial institutions — no matter how big or small — available all in one place.

Types of Florida Rates Collected

Whether you’re preparing to open a new bank account or have a big purchase to finance, Florida Banking Rates has a database full of local account and loan rates from Florida credit unions and community banks.

  • Savings Rates in Florida: A saving plan is the foundation to financial well-being, and the best way to ensure your account is always growing is to open one with a great interest rate.
  • Florida Checking Accounts: Even if your balance isn’t very big, why use a checking account that earns nothing when even your daily finances can generate a bit of a return too? We pull interest rates from local Florida checking accounts so you can always be earning something.
  • Florida CD Rates: If you have a little time on your hands, depositing your funds in a CD can help you earn the highest deposit rates in Florida.
  • Auto Loan Rates in Florida: Interest rates aren’t just important when it comes to your bank accounts — if you need a loan, for a new car, for instance, the interest rate you agree to will make a big impact on the size of your monthly payments.
  • Florida Mortgage Rates: If you’re buying a home, it’s imperative you get the lowest possible interest rate on your home loan. A higher rate can mean paying thousands of dollars extra over the life of your loan.

How Much Does it Cost?

In addition to the exhaustive inventory of local Florida interest rates, one of the biggest advantages to using Florida Banking Rates is that it’s free. You may view as many rates as you want and come back as often as you like without ever paying for the service.

Why Bank with a Local Florida Bank or Credit Union?

You may be wondering why we dedicate so much time and energy to collecting local interest rates — it’s because local financial institutions can benefit consumers in so many ways that national banks often can’t:

  • Convenience: Banking local means your financial transactions can be conducted in your own neighborhood.
  • Interest rates: One of the biggest benefits to using a local bank or credit union is that they often offer the best rates on Florida bank accounts and loans.
  • Customer Service: Neighborhood financial institutions have a vested interest in supporting the local community — i.e., you — and will treat you with more personal and friendly service.

Our Featured Florida Bank Rates

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Deal of the Day: TransCapital Bank 12-Month CD at 0.70% APY

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Deal of the Day: Bank of Coral Gables Certificate of Deposit at 0.75% APY

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Banks and Credit Unions In Florida And Surrounding Areas

  • Charlotte State Bank

    1100 Tamiami Trail
    Port Charlotte, FL 33953
  • Florida Community Bank

    150 Alahambra Circle, Suite 120
    Coral Gables, FL 33134
  • Florida Community Bank

    1465 Sw 8th Street
    Miami, FL 33135
  • 1st National Bank of South Florida

    1550 North Krome Avenue
    Homestead, FL 33030
  • First Peoples Bank

    1301 S.E. Port St. Lucie Boulevard
    Port St. Lucie, FL 34952
  • American Enterprise Bank of Florida

    10611 Deerwood Park Boulevard
    Jacksonville, FL 32256
  • Heritage Bank of the South

    One NE 1st Ave
    Ocala, FL 34470
  • American National Bank, Florida

    4301 North Federal Highway
    Oakland Park, FL 33308